贷款的选择
金融援助

联邦 贷款

Do you know who your servicers are?

Have you enrolled in the most affordable payment plan for your situation? Did you know Herzing has a team of professionals ready to assist you? We have created a guide to help you build your plan for 还款 success.   查看还款指引

Herzing is approved to award eligible students with the following loans:

直接+ /毕业+

联邦 PLUS loans are not awarded based on student’s financial need.  PLUS loans are borrowed by parents of dependent undergraduate students 和 students obtaining their graduate or professional degrees.  Borrowers will need to have a credit check completed in order to qualify for a PLUS loan.  Graduate students must complete their own FAFSA 和 the dependent students of the parents borrowing the PLUS loan must also complete the FAFSA.  For more information regarding student eligibility, 利率, 发放的费用, 还款, 贷款限制, 和 other requirements for borrowing PLUS loans please visit the following:    http://studentaid.Administration/understand-aid/types/loans/plus

直接资助贷款

Subsidized loans are awarded based on student’s financial need.  Interest does not accrue on these loans when students are enrolled in classes at half-time or greater status 和 during their grace periods.  学生 must fill out a FAFSA in order to qualify.  For more information regarding student eligibility, 利率, 发放的费用, 还款, 贷款限制, 和 other requirements for borrowing subsidized loans please visit the following:  http://studentaid.Administration/understand-aid/types/loans/subsidized-unsubsidized

直接无补贴贷款

Unsubsidized loans are not awarded based on student’s financial need.  Interest accrues immediately following disbursement regardless of a student’s enrollment status or grace periods.  学生 must fill out a FAFSA in order to qualify.  For more information regarding student eligibility, 利率, 发放的费用, 还款, 贷款限制, 和 other requirements for borrowing unsubsidized loans please visit the following:  http://studentaid.Administration/understand-aid/types/loans/subsidized-unsubsidized

Applying for 联邦 金融援助

所有 students who apply for federal financial aid are required to fill out the Free Application for 联邦 Student Aid (FAFSA).  学生 are encouraged to visit the following website to fill out their FAFSA:  http://studentaid.Administration / h /申请援助/ fafsa

• 第四章授权常见问题
• Herzing大学’s school code is: 009621

学生的资格

In general, students may be eligible for Title IV aid if the following provisions apply:

• The student is enrolled as a regular student in a Title IV-eligible program.
• 这个学生是美国人.S. citizen or eligible non- citizen.
• The student meets the need requirements specified.
• The student makes satisfactory academic progress toward completing their program. Please visit the following URL to find information regarding Herzing大学’s satisfactory academic progress (SAP) policy: http://hns.chinaqinyu.com/university-policy-Statements
• The student is not in default on a Title IV loan received at any institution.
• The student has not met or exceeded aggregate 贷款限制.
• The student is not concurrently receiving Title IV financial aid from another institution of higher education.
• The student has not met or exceeded Pell lifetime eligibility limits.
• The student does not owe a refund or 还款 on a 联邦 Pell Grant, ACG, 国家智能基金, 或联邦SEOG. For additional eligibility requirements please see: http://studentaid.Administration/understand-aid/types/grants

Information Regarding Disbursements

所有 联邦 loan disbursements will begin in Week 3 of each student’s start. Funds are applied to students’ ledger accounts 和 excess funds will be disbursed within 14 days of the disbursement date.

Exit Counseling Information

Direct Loan Exit Counseling

Direct Loan exit counseling is required for all students who leave Herzing大学 和 have borrowed federal direct loans.  For more information 和 to complete exit counseling please see the following:  http://studentloans.Administration/myDirectLoan/exitCounseling.action?execution=e1s1

Perkins Loan Exit Counseling

Perkins loan exit counseling is required for all students who leave Herzing大学 和 have borrowed Perkins loans.  Herzing大学 is partnered with University 会计 Service (UAS).  学生 can complete exit counseling online at UAS to fulfill their exit counseling requirements, learn more about loan 还款, 和 familiarize themselves with UAS.  Please complete exit counseling at the following site: http://www.uasconnect.com/

还款信息

学生 are required to pay back their student loans.  When repaying federal loans, students need to identify how much they have borrowed 和 who currently services their federal loans.  学生 can access the 联邦 Student Aid website to find out this information here: http://studentaid.Administration/fsa-id/sign-in/landing

Repayment calculators are available if students know their amount borrowed 和 利率 on their loans:  http://studentaid.ed.政府/repay-loans/underst和/plans/st和ard/comparison-calculator

Herzing大学 is dedicated to helping students underst和 the importance of loan 还款 和 the options they have available to make 还款 more affordable through the help of the 校友 Support-Financial Services.  Please see the following link for information on the 校友 Support-Financial Services:  http://hns.chinaqinyu.com/alumni/alumni-support-center

联邦 Health 资源 和 Services 政府 (HRSA) 护理 Student Loan

Herzing大学 is approved to offer students pursuing an Associate, 本科, or Master’s degree in 护理 the 联邦 HRSA 护理 Student Loan. Herzing大学 will notify all students eligible to apply via their Herzing大学 student email. Please follow the link 了解更多信息: http://hns.chinaqinyu.com/nsl

Nurse Faculty Loan 程序 (NFLP)

The Nurse Faculty Loan 程序 (NFLP) is a federal program funded by the Health 资源 和 Services 政府 (HRSA), which aims to increase the number of qualified nursing students who pursue careers as full-time faculty in schools of nursing.

• This program is available to students enrolled in Master's of Science in 护理 Education (MSN-NE) 和 Post-Master's 证书 in 护理 Education (PMC-NE) who are committed to becoming nurse faculty.
• In exchange for post-graduation employment as nurse faculty meeting specific criteria, the program authorizes the cancelation of up to 85% of any such loan (plus interest thereon).

Please follow the link 了解更多信息: http://hns.chinaqinyu.com/nflp. ¹

¹ This project is supported by the Health 资源 和 Services 政府 (HRSA) of the U.S. Department of 卫生与公共服务部 (美国卫生和公众服务部) as part of an award totaling $294,980 with10% financed with non-政府ernmental sources. The contents are those of the author(s) 和 do not necessarily represent the official views of, 也不是背书, 由HRSA, 美国卫生和公众服务部, 或者是美国.S. 政府. For more information, please visit HRSA.政府.

私人贷款

学生 may need to apply for additional financial assistance beyond 联邦 金融援助 to help cover educational expenses. Private loans are one such option 和 will require credit checks 和 many loans will require a co-signer. Herzing提供 FASTChoice, which is a list intended to assist students in comparing private loan options. 学生 are not limited to applying for loans from this list of lenders 和 may find other methods of financing their education. Please keep in mind that private lenders have limited 还款 和 loan consolidation options. Prospective borrowers may qualify for loans or other Title IV assistance 和 the terms 和 conditions may be more favorable than private education loans.  Please contact the 金融援助 Department, review our private 学生贷款信息表，或浏览 http://studentaid.Administration/understand-aid/types/loans#what-types-of-federal-student-loans-are-available 了解更多信息.

状态 贷款

Herzing大学 is eligible to award students the following 状态 loan options.  Please contact the 金融援助 Department 了解更多信息 regarding eligibility 和 other requirements.

明尼苏达州自贷款

The SELF Loan is a long-term, low-interest educational loan primarily for 明尼苏达州 students who need assistance paying for education beyond high school. Interest must be paid while the borrower is in school. Eligible students are 明尼苏达州 residents attending eligible postsecondary institutions in-状态 or out-of-状态, 和 nonresidents attending eligible postsecondary institutions within 明尼苏达州 (Herzing 明尼阿波里斯市 is an eligible school). 学生 must be attending at least half-time 和 a co-signer is required. There is no minimum income threshold or requirement to demonstrate financial need. There are no application, origination, guarantee or other processing fees deducted from the loan. For more information regarding eligibility requirements, 选择标准, 大量授予, 和 procedures on how to apply please visit the following 明尼苏达州 Office of Higher Education website: http://www.selfloan.State.mn.us/index.cfm

护理 Student Loan (威斯康辛州 Residents Only)

The 护理 Student Loan 程序 provides loans to 威斯康辛州 resident undergraduates or graduate students who are enrolled at least half-time at an eligible in-状态 institution that prepares them to be licensed as nurses, 要么是RN要么是LPN. For each of the first two years the student works as a nurse or nurse educator in 威斯康辛州 和 meets the eligibility criteria, 25% of the loan is forgiven. The balance remaining after forgiveness must be repaid at an interest rate of 5%. If the student does not work as a nurse or nurse educator 和 meet the eligibility criteria, the loan must be repaid at an interest rate of 5%. 为了获得贷款, students must be 威斯康辛州 residents 和 enrolled at least half-time in a program that prepares them to be licensed as nurses (要么是RN要么是LPN) at an eligible 威斯康辛州 college or university. Both undergraduates 和 graduates are eligible. The student who participates in this program must agree to be employed as a licensed nurse in 威斯康辛州. Herzing大学 receives a limited allocation of funds for the 护理 Student Loan program, not all students who meet basic eligibility requirements for the loan will be able to receive loan funds. For additional information regarding eligibility requirements, 选择标准, 大量授予, 和 application procedures please visit the following 威斯康辛州 Higher Educational Aids Board website: http://www.heab.State.wi.美国/Programs.html #Loans